In today’s world, threats come from many sources. One of the most difficult to defend against is the incursion of an armed individual intent on inflicting harm.
The growing number of active shooter events in the US since 2000, combined with a median of five people shot per incident, has raised the overall awareness of such attacks. Educational institutions are the second most likely place for active shooter events to take place in the US. Campuses are hard to secure and the high volume of people on site every day increases the chances of an armed individual entering unchallenged.
Many attacks are by people known to the institution so protecting against these events requires an innovative and proactive approach. This is reinforced by federal agencies that stress the importance of being prepared. When an educational institution fails to protect the campus, the liability on the directors, officers, and management, for a non-staff member harmed in an attack, can be significant.
Fortunately, there are products available that are specifically designed to assist U.S. educational institutions.
These products go beyond pure insurance. They focus on helping the institution prevent, prepare for and effectively respond to attacks.
Specific questions? Email Rachel Dobbs.
The information provided herein presents general information and should not be relied on as insurance advice when analyzing and resolving a specific issue. If you have specific questions regarding a particular fact situation, please consult with competent insurance brokers and/or legal counsel about the facts and laws that apply.